Canceling a peptide subscription usually means stopping the next renewal, not undoing the last one. The plan keeps billing on its own schedule until you tell the seller to stop, and anything already shipped from the pharmacy is generally yours whether you use it or not. Knowing that before you pay changes which plan length makes sense.
This page covers the order a buyer meets these terms: the plan you pick at checkout, the federal and state rules on automatic renewal, and what happens to medicine already dispensed. For the monthly price of each peptide before any of this, see the price boards.
What you agree to at checkout
Peptide sellers commonly offer the same prescription at several term lengths. A monthly plan bills each month. A three- or six-month plan often shows a lower monthly figure but charges the whole term up front, and then renews for another term unless you cancel.
For context, the typical monthly price among the 137 sellers that publish one for sermorelin is $185, counting each seller once at its lowest published monthly rate. A prepaid term multiplies whatever monthly rate it is billed at by the number of months, all charged on day one. The lower monthly figure is real only if you stay the whole term.
That is the trade to weigh. A monthly plan costs more per month and lets you stop after any month. A prepaid plan costs less per month and commits you to every month already charged, including any you decide not to use.
The federal rule on online automatic renewal
The Restore Online Shoppers' Confidence Act covers anything sold online through a negative option feature, which is the legal term for a plan that keeps charging unless you act [1]. It makes it unlawful to charge a consumer that way unless the seller does three things [1].
- It clearly discloses all material terms before taking your billing information.
- It gets your express informed consent before charging your card or account.
- It provides simple mechanisms to stop the recurring charges.
The law does not set a refund amount or require a seller to prorate a term. It governs disclosure, consent and the ability to stop future charges [1]. Refunds for the current term depend on the terms you accepted and on state law.
What happened to the FTC's click-to-cancel rule
In November 2024 the Federal Trade Commission published an expanded Negative Option Rule, the Rule Concerning Recurring Subscriptions and Other Negative Option Programs [2]. Businesses challenged it, the cases were consolidated in the U.S. Court of Appeals for the Eighth Circuit, and that court vacated the rule [2].
The court held that the Commission's failure to issue a preliminary regulatory analysis was procedurally insufficient [2]. In February 2026 the FTC restored the rule's text as it stood before the 2024 version took effect [2]. The older rule addresses prenotification plans, and in March 2026 the FTC asked for public comment on whether to amend it [3].
State automatic renewal laws can go further
States can add rules of their own, and California's automatic renewal statute is a detailed example. Its law covers any business making an automatic renewal offer to a consumer in the state, and the exemptions it lists do not include health care providers or pharmacies [4].
Under that statute, a business must send an acknowledgment that includes the renewal terms, the cancellation policy and how to cancel [4]. If you signed up online, it must let you cancel exclusively online, at will, through a prominent link or button or a preformatted termination email [4].
A seller may show you a retention offer while you cancel online, but only alongside a continuously displayed “click to cancel” link or button [4]. If you accepted a promotional price lasting more than 31 days, the business must also notify you between 3 and 21 days before that price ends [4]. Other states' laws differ, so the California rule is an illustration, not a national standard.
Why a dispensed prescription usually cannot come back
Once a pharmacy dispenses a prescription to you, putting it back on the shelf is generally prohibited, which is why sellers rarely refund medicine that has already shipped. Florida's pharmacy law is a clear example. It lists as a ground for discipline placing into a pharmacy's stock any part of a compounded or dispensed prescription returned by a patient [5].
The only exception in that provision covers sealed, labeled unit doses returned from inpatient settings such as hospitals and nursing homes [5]. A compounded vial mailed to your home does not fit it. So the practical refund window for a prepaid plan is usually before the pharmacy fills the next shipment, not after it arrives.
Before you pick a plan length
Read three terms on the checkout page: when each renewal is charged, how cancellation works, and whether any part of a prepaid term is refundable once the first shipment goes out. How the pharmacy fits into the visit, and why it ships in batches, is covered in how online peptide therapy works.
If a plan is delivered by mail across state lines, the rules on telehealth across state lines also shape who can treat you. The methodology page explains how this site records the monthly price when a seller offers several term lengths.
The one question to ask the seller before paying: if I cancel after the first shipment, is any of this term refunded, and when is the next one filled?