Tool 03 of 4
Plan-length break-even
Sellers price by plan length, so the advertised figure is usually the longest commitment. This works out what you are trading for that discount.
What the term costs
Enter the prepaid plan’s per-month rate to see what the term costs.
Check the saving the page claims
How it works
The whole term is treated as paid on day one, because that is what these plans do: a six-month plan is one charge at signup, not six. Spreading it across the months would flatter the plan and hide what is being risked.
The break-even month is the first month at which the money already spent has bought at least as much as paying month to month would have. Before that month the plan is behind, however large the advertised discount.
The month-to-month field opens on the product's median monthly price, derived from the 9 price boards on this site. The plan field starts empty, because no cross-seller figure honestly stands in for one seller's prepaid rung: enter the rate you were actually offered.
The last box checks the saving printed on the plan card against the two rates you entered. A badge that disagrees is measured against a figure the card is not showing, or copied from another product.
Fees outside the medication are not included here. The all-in calculator adds membership, consult and shipping to a monthly figure first.