Skip to content
Question
Who pays, and how do I stop?
Read
7 min
Published
September 2026

Does Medicare Cover Ozempic? Diabetes Yes, Weight Loss No, and the 2026 Cap

Medicare Part D covers Ozempic for type 2 diabetes and its heart and kidney uses, but not for weight loss alone, and the CMS GLP-1 Bridge leaves it out. What a covered prescription can cost under the 2026 limits, and which coupons and cash offers Part D enrollees can use.

ByJenna PrattConsumer-access reporterPublished

Yes, for its labeled uses. Ozempic is approved for blood sugar control in adults with type 2 diabetes, and for lowering heart and kidney risks in adults with type 2 diabetes[1]. Those are uses a Part D plan can cover, and Novo Nordisk says most Part D plans cover Ozempic[2]. The harder questions are weight loss and cost.

Where an Ozempic prescription lands in Medicare
Why it is prescribedWhat Medicare doesWhat decides it
Type 2 diabetes, or its labeled heart and kidney usesA Part D drug; most plans cover itYour plan's formulary, tier and any prior authorization
Weight loss aloneExcluded from Part DThe statute's weight-loss exclusion
Weight management, meeting CMS criteriaNot Ozempic: the GLP-1 Bridge covers other products at $50 a monthThe Bridge's product list and criteria
Where an Ozempic prescription lands in Medicare. From the Ozempic label, 42 U.S.C. 1395w-102(e), Novo Nordisk's Ozempic savings page and CMS fact sheet 12234.

Type 2 diabetes: a covered Part D drug

Part D covers drugs for a medically accepted indication[3]. For Ozempic, that means the uses on its label[1]. What you pay depends on where your plan puts it on its formulary, and on any prior authorization or step therapy it requires[2].

Medicare sets outer limits on that cost. A plan’s deductible cannot exceed $615 in 2026[4]. After it, you pay 25% coinsurance until your out-of-pocket spending on covered drugs reaches $2,100[4].

Part D cost-sharing limits, read September 2026
Limit20262027
Most a plan may charge as a deductible$615$700
Your share after the deductible25% coinsuranceSet by the plan within Medicare's rules
Yearly out-of-pocket cap on covered Part D drugs$2,100$2,400
Part D cost-sharing limits, read September 2026. Medicare.gov, Costs for Medicare drug coverage. Your plan may charge less; check its formulary.

Novo Nordisk points Part D enrollees to the Medicare Prescription Payment Plan, which spreads those costs across the year[2]. It does not lower the total; it changes when you pay it.

Weight loss alone: excluded

The Part D statute excludes drugs, or their uses, that Medicaid may exclude[3]. That list includes agents used for weight loss[5]. So an Ozempic prescription written only for weight, without type 2 diabetes, is outside the Part D benefit.

Ozempic is not labeled for weight loss[1]. The semaglutide product labeled for weight is Wegovy, and Medicare treats it differently. Does Medicare cover Wegovy covers its heart-risk route and the Bridge.

The GLP-1 Bridge does not include Ozempic

Since July 2026, CMS’s Medicare GLP-1 Bridge has charged $50 a month for certain GLP-1 drugs used for weight management[6]. It covers Foundayo, Wegovy and the Zepbound KwikPen[6]. Ozempic is not on that list.

The Bridge also excludes anyone with type 2 diabetes, moderate to severe sleep apnea or fatty liver disease[6]. CMS tells those enrollees to contact their own drug plan, which may already cover a GLP-1 drug for them[6]. If you already get a GLP-1 through your plan, you must keep getting it there[6].

Negotiated prices from 2027

Ozempic, Rybelsus and Wegovy were negotiated together as one selected drug in Medicare’s drug price negotiation program[7]. The negotiated price takes effect on January 2027[7]. The maker must make that price available to eligible people with Medicare and to the pharmacies that fill their prescriptions[7]. By law, Part D plans must also include a drug with a negotiated price on their formularies[7]. Your own share still runs through your plan’s deductible and coinsurance, up to the yearly cap.

Coupons, free-drug programs and cash

The Ozempic copay card is closed to Part D enrollees, and so is the patient assistance program for Ozempic[2]. The Novo Nordisk patient assistance program guide explains who can still use it.

Part D enrollees can use Novo Nordisk’s self-pay offer[2]. New self-pay patients pay $199 a month for the first 2 fills at the lowest doses, then $349 a month through 1 mg and $499 at 2 mg[2]. That purchase sits outside your plan: it cannot be reimbursed and does not count toward your deductible or out-of-pocket limit[2].

Compounded semaglutide is outside Medicare too: it is not FDA approved and is sold for cash. Its prices are on the semaglutide price board, and the all-in monthly calculator adds each seller’s fees. The compounding guide explains what those products are. For the brand’s cash price in full, see Ozempic cost.

FAQ

4 questions

Does Medicare cover Ozempic for weight loss?

No. Part D excludes drugs when they are used for weight loss, so Ozempic prescribed only for weight is outside the benefit. Ozempic is labeled for type 2 diabetes and its heart and kidney uses, and Part D can cover it for those.

Is Ozempic part of the $50 Medicare GLP-1 Bridge?

No. CMS's Bridge covers Foundayo, Wegovy and the Zepbound KwikPen for weight management, and people with type 2 diabetes are not eligible for it. CMS tells them to contact their own drug plan.

How much does Ozempic cost with Medicare?

It depends on your Part D plan's formulary and tier. Medicare caps a plan's deductible and your yearly out-of-pocket spending on covered drugs, and this page lists both limits for 2026 and 2027.

Can I use the Ozempic savings card with Medicare?

No. Novo Nordisk says Part D enrollees are not eligible for the pay-as-little-as offer or for Ozempic through its patient assistance program. They can use the self-pay offer, but that spending does not count toward the deductible or out-of-pocket limit.

Sources

7 cited
  1. [1]Novo Nordisk (2026). OZEMPIC (semaglutide) injection, for subcutaneous use: Prescribing Information DailyMed, U.S. National Library of Medicine. Source
  2. [2]Novo Nordisk (2026). Save on Ozempic: savings and self-pay offers, with Medicare and Medicaid questions ozempic.com. Source
  3. [3]Office of the Law Revision Counsel, U.S. House of Representatives (2026). 42 U.S.C. 1395w-102(e), Covered part D drug defined United States Code. Source
  4. [4]Centers for Medicare & Medicaid Services (2026). Costs for Medicare drug coverage Medicare.gov. Source
  5. [5]Office of the Law Revision Counsel, U.S. House of Representatives (2026). 42 U.S.C. 1396r-8(d)(2), List of drugs subject to restriction United States Code. Source
  6. [6]Centers for Medicare & Medicaid Services (2026). Medicare GLP-1 Bridge: GLP-1 Drugs for $50 a Month (CMS Product No. 12234) Medicare.gov. Source
  7. [7]Centers for Medicare & Medicaid Services (2025). Medicare Drug Price Negotiation Program: Negotiated Prices for Initial Price Applicability Year 2027 CMS. Source