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September 2026

Lilly Cares: Who Qualifies for Free Trulicity, and Why Zepbound Is Not on the List

How the Lilly Cares Foundation patient assistance program works: which Lilly GLP-1 medicines it covers, the insurance and income rules, the Group 1 income limits by household size, how to apply, and the paid routes for Zepbound and Mounjaro.

ByJenna PrattConsumer-access reporterPublished

Lilly Cares Foundation is a nonprofit charity that provides prescribed Lilly medicines free, for up to 12 months, to qualifying patients in the United States[1]. It is separate from Lilly’s savings cards and from LillyDirect. It asks three things of an applicant: that the medicine is on its list, that your insurance fits the medicine’s group, and that your income is under that group’s limit[3].

Which GLP-1 medicines it covers

Trulicity is on the Available Medications list[2]. Mounjaro, Zepbound and Foundayo are not[2]. The rest of the list is insulins, cancer medicines, migraine and immunology drugs, and a few others[2].

When the list was read, the program’s pages carried a notice that new Trulicity applications are once again accepted and no longer need a medical exception request[1]. Trulicity’s cash price and card terms are in Trulicity price.

Who qualifies

You must be a permanent resident of the United States, including Puerto Rico and the U.S. Virgin Islands, with a prescription for a listed medicine[3]. You cannot be enrolled in Medicaid, full Low Income Subsidy (Extra Help) and Veterans (VA) benefits[3]. You are also ineligible if an employer or plan requires you to apply to Lilly Cares as a condition of coverage, which the program calls an alternative funding program[3].

Trulicity sits in Group 1, which is open to people with no insurance or with Medicare Part D whose household adjusted gross income is at or below 300% of the federal poverty level[3]. People in Alaska or Hawaii are told to call for their own limits[3].

Lilly Cares Group 1 income limits (includes Trulicity), read September 2026
PeopleIncome limitPoverty line
1$47,880$15,960
2$64,920$21,640
3$81,960$27,320
4$99,000$33,000
5$116,040$38,680
6$133,080$44,360
Lilly Cares Group 1 income limits (includes Trulicity), read September 2026. Lilly Cares How to Apply page (300% of the 2026 guidelines, 48 contiguous states and DC); HHS poverty guidelines.

The limits are 3 times the 2026 poverty guideline for each household size[4]. Lilly Cares says it verifies both income and insurance, using a reporting agency for income and an electronic benefits service for insurance, and may ask for documents[3].

How applying works

You can apply online, print a blank form and fill it in by hand, or call to have one mailed[3]. You complete and sign the patient sections, and your prescriber completes the prescriber section and submits a prescription[3]. Paper forms go by fax or mail[3].

A complete application is processed in about three to five business days, and missing information slows it down[3]. Approval brings a letter giving your enrollment end date, generally 12 months out or, on Medicare Part D, the end of the calendar year[3].

Medicine ships to your home or your prescriber’s office in a 1-to-4-month supply, with free shipping, and it cannot be picked up at a local pharmacy[3]. You can reapply up to 60 days before enrollment ends[3].

If you need Zepbound or Mounjaro

Neither is on the Lilly Cares list, so the routes are Lilly’s paid ones[2]. LillyDirect sells Zepbound vials and KwikPens from $299 to $449 a month when each refill lands within 45 days[5]. With a commercial plan that covers the single-dose pen, the Zepbound card can bring a fill down to $25[6].

The details are in Zepbound price and Zepbound savings card. On Medicare, the temporary GLP-1 Bridge is covered in does Medicare cover Zepbound. How the two tirzepatide brands differ is in Mounjaro vs Zepbound.

Compounded tirzepatide is not Zepbound and is not FDA-approved; each seller’s month is on the tirzepatide price board. The all-in monthly calculator adds the fees a headline leaves out, and the seller price check tests a quote you were given.

The Novo Nordisk counterpart

Novo Nordisk runs its own free-drug program with its own product list and income rules. How it treats Ozempic and Wegovy is in Novo Nordisk patient assistance program. If neither program fits, Trulicity’s self-pay price starts at $389 a month[7], and every maker’s cash price is compared in GLP-1 cost without insurance.

Before applying, ask your prescriber one thing: whether they will complete the prescriber section and send the prescription to Lilly Cares, since the application cannot move without it.

FAQ

4 questions

What is Lilly Cares?

Lilly Cares Foundation is a nonprofit charity that provides prescribed Lilly medicines free, for up to 12 months at a time, to qualifying patients in the United States based on insurance and household income.

Does Lilly Cares cover Zepbound?

Zepbound was not on the Lilly Cares Available Medications list when it was read in September 2026; nor were Mounjaro or Foundayo. Lilly's paid routes for Zepbound are LillyDirect's self-pay vials and KwikPens and the savings card for commercially insured patients.

What is the income limit for Lilly Cares?

For Group 1 medicines, including Trulicity, household adjusted gross income must be at or below 300% of the federal poverty level: $47,880 for one person and $99,000 for a household of four, in the 48 contiguous states and DC.

How do I apply to Lilly Cares?

Apply online, print the form, or call to have one mailed. You complete the patient sections, and your prescriber completes the prescriber section and submits a prescription. A complete application is processed in about three to five business days.

Sources

7 cited
  1. [1]Lilly Cares Foundation (2026). Lilly Cares Foundation Patient Assistance Program lillycares.com. Source
  2. [2]Lilly Cares Foundation (2026). Available Medications lillycares.com. Source
  3. [3]Lilly Cares Foundation (2026). How to Apply: eligibility, income guidelines and FAQ lillycares.com. Source
  4. [4]Office of the Assistant Secretary for Planning and Evaluation, U.S. Department of Health and Human Services (2026). HHS Poverty Guidelines for 2026 ASPE. Source
  5. [5]Eli Lilly and Company (2026). Zepbound (tirzepatide): KwikPen, single-dose vial and single-dose pen self-pay prices LillyDirect. lilly.com/lillydirect/zepbound
  6. [6]Eli Lilly and Company (2026). Zepbound savings card terms Eli Lilly and Company. zepbound.lilly.com/savings
  7. [7]Eli Lilly and Company (2026). Trulicity (dulaglutide) self-pay prices LillyDirect. lilly.com/lillydirect/trulicity